Most well-known furniture retailers in New York will not only sell you a couch and kitchen table, but also something called an “extended protection plan.”
The Washington Post was correct, when they tell their readers, “Don’t buy it.” https://www.washingtonpost.com/…/home-services-wasting…/
One furniture store owner tells potential customers how most “third-party plans have a long list of exclusions.” https://www.biltritefurniture.com/why-dont-we-sell…/
This is because they are “nothing more than an insurance policy on your furniture.” https://www.finefurniturelosangeles.com/…/are…/
That means when something goes wrong, be prepared to submit numerous documents and pictures, but good luck getting the repair or replacement you expected. This is why most furniture protection providers have a high percentage of negative reviews, with places like the Better Business Bureau.
The companies which sell the “protection plans” are bad enough, but many times, the retailer or salesperson receives a high commission for each plan sold. This means they have a lot to gain by promising you it “will cover everything,” even though it won’t.
Depending on how the furniture protection plan is marketed, like if it is described as for “accidents” or “peace of mind,” it could qualify as unlawful insurance, which is against the law. If you have experienced this then don’t hesitate to Contact Us Today. 516-268-7080.